ACCOUNT_JOB_COMPANY

ACCOUNT_JOB_ADDRESS_SINGLE_LINE

Tel:ACCOUNT_PHONE_NO    Email:ACCOUNT_EMAIL

To <PARTY_2_NAME, 

PARTY_2_ADDRESS_MULTI_LINE

23 December 2024

Dear [Title] LAST,

Please accept our sincere apology for our delay in making the mortgage payments. We also wish to explain the reason for the delay.  

Our unexpected delay was caused by HARDSHIP. We could assure you that the hardship would be temporary. Please note that we have contacted FORECLOSURE_COUNSELLOR to prevent foreclosure. We have enclosed a future budget and copies of the bank statements. 

Once again, we apologise for the inconvenience and thank you for your valued business. We would be able to make payments promptly in the future. It would be greatly appreciated if you could consider a loan modification or repayment plan for our mortgage. 

........................................