BANK

ADDRESS

27 January 2022

Dear Sir / Madam,

Re Cancellation of Credit Card – NUMBER

Please cancel the above credit card account with immediate effect [and refund the annual fee to me]. The reason for cancellation is that [I have been charged a high annual fee despite my frequent use and you refuse to waive it / I inadvertently forgot to make one repayment and I was charged exorbitant fees and interest / I called your hotline and have received very poor customer services / I have not been using the card for a long time / there have been some unauthorised payments made through this card]. 

[I have enclosed the final payment for this account.]

Yours sincerely,

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