28 January 2023
You are an amazing person but we have to be realistic when we look at our potential future together. I have tried so many times to help you dig yourself out of your financial problems, but unless you're willing to make big changes to your finances, you will always be in trouble with money.
Obviously money is not the only thing, but we will have to be practical if we want a future together. Realistically we can never afford to buy a home together or even go on a vacation with the way you are going with your finances.
I need to be with someone who is responsible enough to handle money and more financially secure to have a future together. Many family issues stem from money. I don't want to end up in poverty and argue with you about money for the rest of my life.