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Letter from the Bank

Reply to the Overdraft Request

This document can be used as a template for the bank to reply to the account holder's request to make an overdraft arrangement. 

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Document Description

The document titled 'Letter from the Bank' is a formal letter that is typically sent by a bank to a customer in response to their request for overdraft facilities. The letter serves as a confirmation that the bank is willing to consider providing the requested overdraft and provides instructions for the customer on how to proceed.


The letter begins with the bank expressing gratitude to the customer for their recent letter requesting overdraft facilities. This conveys a polite and professional tone right from the start. The bank then states that they are prepared to consider the overdraft over the period mentioned by the customer.


The letter also mentions that an appointment has been scheduled for the customer at a specific time. This indicates that the bank is taking the customer's request seriously and is willing to discuss the details further. The customer is advised to bring certain security documents along with their company's accounts to the appointment.


The letter concludes with a polite closing, 'yours sincerely,' followed by the sender's name.


Overall, this document is important as it serves as a formal response from the bank to the customer's request for overdraft facilities. It confirms the bank's willingness to consider the request and provides instructions for the next steps.

How to use this document?

1. Schedule an appointment: Contact the bank to schedule an appointment to discuss the requested overdraft facilities.

2. Gather necessary documents: Prepare the required security documents mentioned in the letter, along with your company's accounts.

3. Attend the appointment: Arrive on time for the scheduled appointment and bring all the necessary documents with you.

4. Discuss the overdraft: During the appointment, discuss the details of the requested overdraft with the bank representative.

5. Follow any additional instructions: Listen carefully to any additional instructions or requirements provided by the bank representative and comply accordingly.

6. Await further communication: After the appointment, wait for any further communication from the bank regarding the status of your request.

7. Take necessary actions: If the bank approves the overdraft, take any necessary actions as instructed by the bank to activate and utilize the overdraft facilities.

8. Maintain communication: Keep open lines of communication with the bank regarding the overdraft and adhere to any terms and conditions set forth by the bank.

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