A credit repair/credit dispute email or letter to the Credit Bureau / Agency issuing the report disputing the errors in the information supplied by a business. It requests urgent action regarding the deletion/correction of the disputed credit item and sets a deadline for remediation.

This credit dispute letter or email addresses a business that supplied errors on credit items to the credit bureau/agency. As a result, the writer has a bad credit report and a low credit score. This letter hopes to repair the writer's credit score by asking the credit bureau /agency to rectify the error in the Credit Report. 

The document seeks urgent attention to resolve the situation and seeks a deletion/correction of the error in the Credit Report. 

 

How to use this Document? 

Use this sample letter to dispute incorrect information that a business supplied to credit bureaus. Your letter should identify each item you disagree with, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected.

You may want to enclose a copy of your report with the item(s) in question circled. Send your letter by certified mail with “return receipt requested” so you can document that the credit bureau/agency got it. Keep your originals. Include copies of the documents that support your request and save copies for your files.